[{"data":1,"prerenderedAt":978},["ShallowReactive",2],{"navigation":3,"page-\u002Fterm-life\u002Fage-70\u002Fno-exam\u002F500k":822,"folder-children-\u002Fterm-life\u002Fage-70\u002Fno-exam\u002F500k":977},[4,8,144,172,176,311,330,334,476,486,589,635,782],{"title":5,"path":6,"stem":7},"About","\u002Fabout","about",{"title":9,"path":10,"stem":11,"children":12},"Annuities","\u002Fannuities","annuities",[13,15,37,58,83,104,125],{"title":9,"path":10,"stem":14},"annuities\u002Findex",{"title":16,"path":17,"stem":18,"children":19,"page":36},"Deferred","\u002Fannuities\u002Fdeferred","annuities\u002Fdeferred",[20,24,28,32],{"title":21,"path":22,"stem":23},"deferred income annuity with $1,000,000 premium","\u002Fannuities\u002Fdeferred\u002F1-million","annuities\u002Fdeferred\u002F1-million",{"title":25,"path":26,"stem":27},"Deferred income annuity with $100,000 premium","\u002Fannuities\u002Fdeferred\u002F100k","annuities\u002Fdeferred\u002F100k",{"title":29,"path":30,"stem":31},"deferred income annuity with $250,000 premium","\u002Fannuities\u002Fdeferred\u002F250k","annuities\u002Fdeferred\u002F250k",{"title":33,"path":34,"stem":35},"deferred income annuity with $500,000 premium","\u002Fannuities\u002Fdeferred\u002F500k","annuities\u002Fdeferred\u002F500k",false,{"title":38,"path":39,"stem":40,"children":41,"page":36},"Fixed Index","\u002Fannuities\u002Ffixed-index","annuities\u002Ffixed-index",[42,46,50,54],{"title":43,"path":44,"stem":45},"fixed indexed annuity with $100,000 premium","\u002Fannuities\u002Ffixed-index\u002F100k","annuities\u002Ffixed-index\u002F100k",{"title":47,"path":48,"stem":49},"fixed indexed annuity with $250,000 premium","\u002Fannuities\u002Ffixed-index\u002F250k","annuities\u002Ffixed-index\u002F250k",{"title":51,"path":52,"stem":53},"fixed indexed annuity with $500,000 premium","\u002Fannuities\u002Ffixed-index\u002F500k","annuities\u002Ffixed-index\u002F500k",{"title":55,"path":56,"stem":57},"fixed indexed annuity with $750,000 premium","\u002Fannuities\u002Ffixed-index\u002F750k","annuities\u002Ffixed-index\u002F750k",{"title":59,"path":60,"stem":61,"children":62,"page":36},"Immediate","\u002Fannuities\u002Fimmediate","annuities\u002Fimmediate",[63,67,71,75,79],{"title":64,"path":65,"stem":66},"single premium immediate annuity with $1,000,000 premium","\u002Fannuities\u002Fimmediate\u002F1-million","annuities\u002Fimmediate\u002F1-million",{"title":68,"path":69,"stem":70},"single premium immediate annuity with $100,000 premium","\u002Fannuities\u002Fimmediate\u002F100k","annuities\u002Fimmediate\u002F100k",{"title":72,"path":73,"stem":74},"single premium immediate annuity with $250,000 premium","\u002Fannuities\u002Fimmediate\u002F250k","annuities\u002Fimmediate\u002F250k",{"title":76,"path":77,"stem":78},"single premium immediate annuity with $500,000 premium","\u002Fannuities\u002Fimmediate\u002F500k","annuities\u002Fimmediate\u002F500k",{"title":80,"path":81,"stem":82},"single premium immediate annuity with $750,000 premium","\u002Fannuities\u002Fimmediate\u002F750k","annuities\u002Fimmediate\u002F750k",{"title":84,"path":85,"stem":86,"children":87,"page":36},"Lifetime Income","\u002Fannuities\u002Flifetime-income","annuities\u002Flifetime-income",[88,92,96,100],{"title":89,"path":90,"stem":91},"lifetime income annuity with $1,000,000 premium","\u002Fannuities\u002Flifetime-income\u002F1-million","annuities\u002Flifetime-income\u002F1-million",{"title":93,"path":94,"stem":95},"lifetime income annuity with $100,000 premium","\u002Fannuities\u002Flifetime-income\u002F100k","annuities\u002Flifetime-income\u002F100k",{"title":97,"path":98,"stem":99},"lifetime income annuity with $500,000 premium","\u002Fannuities\u002Flifetime-income\u002F500k","annuities\u002Flifetime-income\u002F500k",{"title":101,"path":102,"stem":103},"lifetime income annuity with $750,000 premium","\u002Fannuities\u002Flifetime-income\u002F750k","annuities\u002Flifetime-income\u002F750k",{"title":105,"path":106,"stem":107,"children":108,"page":36},"Myga","\u002Fannuities\u002Fmyga","annuities\u002Fmyga",[109,113,117,121],{"title":110,"path":111,"stem":112},"multi-year guaranteed annuity with $1,000,000 premium","\u002Fannuities\u002Fmyga\u002F1-million","annuities\u002Fmyga\u002F1-million",{"title":114,"path":115,"stem":116},"multi-year guaranteed annuity with $250,000 premium","\u002Fannuities\u002Fmyga\u002F250k","annuities\u002Fmyga\u002F250k",{"title":118,"path":119,"stem":120},"multi-year guaranteed annuity with $500,000 premium","\u002Fannuities\u002Fmyga\u002F500k","annuities\u002Fmyga\u002F500k",{"title":122,"path":123,"stem":124},"multi-year guaranteed annuity with $750,000 premium","\u002Fannuities\u002Fmyga\u002F750k","annuities\u002Fmyga\u002F750k",{"title":126,"path":127,"stem":128,"children":129,"page":36},"Ohio","\u002Fannuities\u002Fohio","annuities\u002Fohio",[130],{"title":131,"path":132,"stem":133,"children":134,"page":36},"Safe Growth","\u002Fannuities\u002Fohio\u002Fsafe-growth","annuities\u002Fohio\u002Fsafe-growth",[135],{"title":136,"path":137,"stem":138,"children":139,"page":36},"Fixed Indexed","\u002Fannuities\u002Fohio\u002Fsafe-growth\u002Ffixed-indexed","annuities\u002Fohio\u002Fsafe-growth\u002Ffixed-indexed",[140],{"title":141,"path":142,"stem":143},"Fixed Indexed Annuity With a $500,000 Premium in Ohio","\u002Fannuities\u002Fohio\u002Fsafe-growth\u002Ffixed-indexed\u002F500k-premium","annuities\u002Fohio\u002Fsafe-growth\u002Ffixed-indexed\u002F500k-premium",{"title":145,"path":146,"stem":11,"children":147,"page":36},"Nnuities","\u002Fnnuities",[148,154,160,166],{"title":16,"path":149,"stem":18,"children":150,"page":36},"\u002Fnnuities\u002Fdeferred",[151],{"title":152,"path":153,"stem":153},"Deferred income annuity with $750,000 premium","annuities\u002Fdeferred\u002F750k",{"title":38,"path":155,"stem":40,"children":156,"page":36},"\u002Fnnuities\u002Ffixed-index",[157],{"title":158,"path":159,"stem":159},"fixed indexed annuity with $1,000,000 premium","annuities\u002Ffixed-index\u002F1-million",{"title":84,"path":161,"stem":86,"children":162,"page":36},"\u002Fnnuities\u002Flifetime-income",[163],{"title":164,"path":165,"stem":165},"lifetime income annuity with $250,000 premium","annuities\u002Flifetime-income\u002F250k",{"title":105,"path":167,"stem":107,"children":168,"page":36},"\u002Fnnuities\u002Fmyga",[169],{"title":170,"path":171,"stem":171},"multi-year guaranteed annuity with $100,000 premium","annuities\u002Fmyga\u002F100k",{"title":173,"path":174,"stem":175},"Contact","\u002Fcontact","contact",{"title":177,"path":178,"stem":179,"children":180},"Final Expense","\u002Ffinal-expense","final-expense",[181,184,198,219,236,261,286],{"title":182,"path":178,"stem":183},"Final Expense Insurance","final-expense\u002Findex",{"title":185,"path":186,"stem":187,"children":188,"page":36},"Arizona","\u002Ffinal-expense\u002Farizona","final-expense\u002Farizona",[189],{"title":190,"path":191,"stem":192,"children":193,"page":36},"Seniors","\u002Ffinal-expense\u002Farizona\u002Fseniors","final-expense\u002Farizona\u002Fseniors",[194],{"title":195,"path":196,"stem":197},"Final Expense Insurance for Seniors in Arizona on Fixed Income","\u002Ffinal-expense\u002Farizona\u002Fseniors\u002Fage-65-fixed-income","final-expense\u002Farizona\u002Fseniors\u002Fage-65-fixed-income",{"title":199,"path":200,"stem":201,"children":202,"page":36},"Diabetics","\u002Ffinal-expense\u002Fdiabetics","final-expense\u002Fdiabetics",[203,207,211,215],{"title":204,"path":205,"stem":206},"Final expense at age 65 (type 2 diabetes)","\u002Ffinal-expense\u002Fdiabetics\u002Fage-65","final-expense\u002Fdiabetics\u002Fage-65",{"title":208,"path":209,"stem":210},"Final expense at age 70 (type 2 diabetes)","\u002Ffinal-expense\u002Fdiabetics\u002Fage-70","final-expense\u002Fdiabetics\u002Fage-70",{"title":212,"path":213,"stem":214},"Final expense at age 80 (type 2 diabetes)","\u002Ffinal-expense\u002Fdiabetics\u002Fage-80","final-expense\u002Fdiabetics\u002Fage-80",{"title":216,"path":217,"stem":218},"Final expense at age 85 (type 2 diabetes)","\u002Ffinal-expense\u002Fdiabetics\u002Fage-85","final-expense\u002Fdiabetics\u002Fage-85",{"title":220,"path":221,"stem":222,"children":223,"page":36},"Fixed Income","\u002Ffinal-expense\u002Ffixed-income","final-expense\u002Ffixed-income",[224,228,232],{"title":225,"path":226,"stem":227},"Final expense at age 65 (fixed income)","\u002Ffinal-expense\u002Ffixed-income\u002Fage-65","final-expense\u002Ffixed-income\u002Fage-65",{"title":229,"path":230,"stem":231},"Final expense at age 75 (fixed income)","\u002Ffinal-expense\u002Ffixed-income\u002Fage-75","final-expense\u002Ffixed-income\u002Fage-75",{"title":233,"path":234,"stem":235},"Final expense at age 80 (fixed income)","\u002Ffinal-expense\u002Ffixed-income\u002Fage-80","final-expense\u002Ffixed-income\u002Fage-80",{"title":237,"path":238,"stem":239,"children":240,"page":36},"Graded Benefit","\u002Ffinal-expense\u002Fgraded-benefit","final-expense\u002Fgraded-benefit",[241,245,249,253,257],{"title":242,"path":243,"stem":244},"Final expense at age 65 (graded benefit)","\u002Ffinal-expense\u002Fgraded-benefit\u002Fage-65","final-expense\u002Fgraded-benefit\u002Fage-65",{"title":246,"path":247,"stem":248},"Final expense at age 70 (graded benefit)","\u002Ffinal-expense\u002Fgraded-benefit\u002Fage-70","final-expense\u002Fgraded-benefit\u002Fage-70",{"title":250,"path":251,"stem":252},"Final expense at age 75 (graded benefit)","\u002Ffinal-expense\u002Fgraded-benefit\u002Fage-75","final-expense\u002Fgraded-benefit\u002Fage-75",{"title":254,"path":255,"stem":256},"Final expense at age 80 (graded benefit)","\u002Ffinal-expense\u002Fgraded-benefit\u002Fage-80","final-expense\u002Fgraded-benefit\u002Fage-80",{"title":258,"path":259,"stem":260},"Final expense at age 85 (graded benefit)","\u002Ffinal-expense\u002Fgraded-benefit\u002Fage-85","final-expense\u002Fgraded-benefit\u002Fage-85",{"title":262,"path":263,"stem":264,"children":265,"page":36},"Guaranteed Issue","\u002Ffinal-expense\u002Fguaranteed-issue","final-expense\u002Fguaranteed-issue",[266,270,274,278,282],{"title":267,"path":268,"stem":269},"Final expense at age 65 (guaranteed issue)","\u002Ffinal-expense\u002Fguaranteed-issue\u002Fage-65","final-expense\u002Fguaranteed-issue\u002Fage-65",{"title":271,"path":272,"stem":273},"Final expense at age 70 (guaranteed issue)","\u002Ffinal-expense\u002Fguaranteed-issue\u002Fage-70","final-expense\u002Fguaranteed-issue\u002Fage-70",{"title":275,"path":276,"stem":277},"Final expense at age 75 (guaranteed issue)","\u002Ffinal-expense\u002Fguaranteed-issue\u002Fage-75","final-expense\u002Fguaranteed-issue\u002Fage-75",{"title":279,"path":280,"stem":281},"Final expense at age 80 (guaranteed issue)","\u002Ffinal-expense\u002Fguaranteed-issue\u002Fage-80","final-expense\u002Fguaranteed-issue\u002Fage-80",{"title":283,"path":284,"stem":285},"Final expense at age 85 (guaranteed issue)","\u002Ffinal-expense\u002Fguaranteed-issue\u002Fage-85","final-expense\u002Fguaranteed-issue\u002Fage-85",{"title":287,"path":288,"stem":289,"children":290,"page":36},"No Medical Exam","\u002Ffinal-expense\u002Fno-medical-exam","final-expense\u002Fno-medical-exam",[291,295,299,303,307],{"title":292,"path":293,"stem":294},"Final expense at age 65 (no medical exam)","\u002Ffinal-expense\u002Fno-medical-exam\u002Fage-65","final-expense\u002Fno-medical-exam\u002Fage-65",{"title":296,"path":297,"stem":298},"Final expense at age 70 (no medical exam)","\u002Ffinal-expense\u002Fno-medical-exam\u002Fage-70","final-expense\u002Fno-medical-exam\u002Fage-70",{"title":300,"path":301,"stem":302},"Final expense at age 75 (no medical exam)","\u002Ffinal-expense\u002Fno-medical-exam\u002Fage-75","final-expense\u002Fno-medical-exam\u002Fage-75",{"title":304,"path":305,"stem":306},"Final expense at age 80 (no medical exam)","\u002Ffinal-expense\u002Fno-medical-exam\u002Fage-80","final-expense\u002Fno-medical-exam\u002Fage-80",{"title":308,"path":309,"stem":310},"Final expense at age 85 (no medical exam)","\u002Ffinal-expense\u002Fno-medical-exam\u002Fage-85","final-expense\u002Fno-medical-exam\u002Fage-85",{"title":312,"path":313,"stem":179,"children":314,"page":36},"Inal Expense","\u002Final-expense",[315,321],{"title":199,"path":316,"stem":201,"children":317,"page":36},"\u002Final-expense\u002Fdiabetics",[318],{"title":319,"path":320,"stem":320},"Final expense at age 75 (type 2 diabetes)","final-expense\u002Fdiabetics\u002Fage-75",{"title":220,"path":322,"stem":222,"children":323,"page":36},"\u002Final-expense\u002Ffixed-income",[324,327],{"title":325,"path":326,"stem":326},"Final expense at age 70 (fixed income)","final-expense\u002Ffixed-income\u002Fage-70",{"title":328,"path":329,"stem":329},"Final expense at age 85 (fixed income)","final-expense\u002Ffixed-income\u002Fage-85",{"title":331,"path":332,"stem":333},"American Coverage Advisor","\u002F","index",{"title":335,"path":336,"stem":337,"children":338},"Iul","\u002Fiul","iul",[339,342,356,381,406,431,455],{"title":340,"path":336,"stem":341},"Indexed Universal Life","iul\u002Findex",{"title":343,"path":344,"stem":345,"children":346,"page":36},"California","\u002Fiul\u002Fcalifornia","iul\u002Fcalifornia",[347],{"title":348,"path":349,"stem":350,"children":351,"page":36},"Max Funded","\u002Fiul\u002Fcalifornia\u002Fmax-funded","iul\u002Fcalifornia\u002Fmax-funded",[352],{"title":353,"path":354,"stem":355},"Max Funded IUL for a 35-Year-Old in California","\u002Fiul\u002Fcalifornia\u002Fmax-funded\u002Fage-35","iul\u002Fcalifornia\u002Fmax-funded\u002Fage-35",{"title":357,"path":358,"stem":359,"children":360,"page":36},"Cash Value","\u002Fiul\u002Fcash-value","iul\u002Fcash-value",[361,365,369,373,377],{"title":362,"path":363,"stem":364},"cash value accumulation IUL at age 30","\u002Fiul\u002Fcash-value\u002Fage-30","iul\u002Fcash-value\u002Fage-30",{"title":366,"path":367,"stem":368},"cash value accumulation IUL at age 35","\u002Fiul\u002Fcash-value\u002Fage-35","iul\u002Fcash-value\u002Fage-35",{"title":370,"path":371,"stem":372},"cash value accumulation IUL at age 40","\u002Fiul\u002Fcash-value\u002Fage-40","iul\u002Fcash-value\u002Fage-40",{"title":374,"path":375,"stem":376},"cash value accumulation IUL at age 45","\u002Fiul\u002Fcash-value\u002Fage-45","iul\u002Fcash-value\u002Fage-45",{"title":378,"path":379,"stem":380},"cash value accumulation IUL at age 50","\u002Fiul\u002Fcash-value\u002Fage-50","iul\u002Fcash-value\u002Fage-50",{"title":382,"path":383,"stem":384,"children":385,"page":36},"Catch Up","\u002Fiul\u002Fcatch-up","iul\u002Fcatch-up",[386,390,394,398,402],{"title":387,"path":388,"stem":389},"catch-up funding IUL at age 30","\u002Fiul\u002Fcatch-up\u002Fage-30","iul\u002Fcatch-up\u002Fage-30",{"title":391,"path":392,"stem":393},"catch-up funding IUL at age 35","\u002Fiul\u002Fcatch-up\u002Fage-35","iul\u002Fcatch-up\u002Fage-35",{"title":395,"path":396,"stem":397},"catch-up funding IUL at age 40","\u002Fiul\u002Fcatch-up\u002Fage-40","iul\u002Fcatch-up\u002Fage-40",{"title":399,"path":400,"stem":401},"catch-up funding IUL at age 45","\u002Fiul\u002Fcatch-up\u002Fage-45","iul\u002Fcatch-up\u002Fage-45",{"title":403,"path":404,"stem":405},"catch-up funding IUL at age 50","\u002Fiul\u002Fcatch-up\u002Fage-50","iul\u002Fcatch-up\u002Fage-50",{"title":407,"path":408,"stem":409,"children":410,"page":36},"College Funding","\u002Fiul\u002Fcollege-funding","iul\u002Fcollege-funding",[411,415,419,423,427],{"title":412,"path":413,"stem":414},"education funding IUL at age 30","\u002Fiul\u002Fcollege-funding\u002Fage-30","iul\u002Fcollege-funding\u002Fage-30",{"title":416,"path":417,"stem":418},"education funding IUL at age 35","\u002Fiul\u002Fcollege-funding\u002Fage-35","iul\u002Fcollege-funding\u002Fage-35",{"title":420,"path":421,"stem":422},"education funding IUL at age 40","\u002Fiul\u002Fcollege-funding\u002Fage-40","iul\u002Fcollege-funding\u002Fage-40",{"title":424,"path":425,"stem":426},"education funding IUL at age 45","\u002Fiul\u002Fcollege-funding\u002Fage-45","iul\u002Fcollege-funding\u002Fage-45",{"title":428,"path":429,"stem":430},"Education funding IUL at age 50","\u002Fiul\u002Fcollege-funding\u002Fage-50","iul\u002Fcollege-funding\u002Fage-50",{"title":348,"path":432,"stem":433,"children":434,"page":36},"\u002Fiul\u002Fmax-funded","iul\u002Fmax-funded",[435,439,443,447,451],{"title":436,"path":437,"stem":438},"max funded IUL at age 30","\u002Fiul\u002Fmax-funded\u002Fage-30","iul\u002Fmax-funded\u002Fage-30",{"title":440,"path":441,"stem":442},"max funded IUL at age 35","\u002Fiul\u002Fmax-funded\u002Fage-35","iul\u002Fmax-funded\u002Fage-35",{"title":444,"path":445,"stem":446},"max funded IUL at age 40","\u002Fiul\u002Fmax-funded\u002Fage-40","iul\u002Fmax-funded\u002Fage-40",{"title":448,"path":449,"stem":450},"max funded IUL at age 45","\u002Fiul\u002Fmax-funded\u002Fage-45","iul\u002Fmax-funded\u002Fage-45",{"title":452,"path":453,"stem":454},"max funded IUL at age 50","\u002Fiul\u002Fmax-funded\u002Fage-50","iul\u002Fmax-funded\u002Fage-50",{"title":456,"path":457,"stem":458,"children":459,"page":36},"Tax Free Retirement","\u002Fiul\u002Ftax-free-retirement","iul\u002Ftax-free-retirement",[460,464,468,472],{"title":461,"path":462,"stem":463},"tax-free retirement IUL at age 30","\u002Fiul\u002Ftax-free-retirement\u002Fage-30","iul\u002Ftax-free-retirement\u002Fage-30",{"title":465,"path":466,"stem":467},"tax-free retirement IUL at age 35","\u002Fiul\u002Ftax-free-retirement\u002Fage-35","iul\u002Ftax-free-retirement\u002Fage-35",{"title":469,"path":470,"stem":471},"tax-free retirement IUL at age 45","\u002Fiul\u002Ftax-free-retirement\u002Fage-45","iul\u002Ftax-free-retirement\u002Fage-45",{"title":473,"path":474,"stem":475},"tax-free retirement IUL at age 50","\u002Fiul\u002Ftax-free-retirement\u002Fage-50","iul\u002Ftax-free-retirement\u002Fage-50",{"title":477,"path":478,"stem":337,"children":479,"page":36},"Ul","\u002Ful",[480],{"title":456,"path":481,"stem":458,"children":482,"page":36},"\u002Ful\u002Ftax-free-retirement",[483],{"title":484,"path":485,"stem":485},"tax-free retirement IUL at age 40","iul\u002Ftax-free-retirement\u002Fage-40",{"title":487,"path":488,"stem":489,"children":490},"Mortgage Protection","\u002Fmortgage-protection","mortgage-protection",[491,494,506,522,539,559],{"title":492,"path":488,"stem":493},"Mortgage Protection Insurance","mortgage-protection\u002Findex",{"title":185,"path":495,"stem":496,"children":497,"page":36},"\u002Fmortgage-protection\u002Farizona","mortgage-protection\u002Farizona",[498,502],{"title":499,"path":500,"stem":501},"Mortgage Protection for a $1,000,000 Balance in arizona","\u002Fmortgage-protection\u002Farizona\u002F1-million","mortgage-protection\u002Farizona\u002F1-million",{"title":503,"path":504,"stem":505},"Mortgage Protection for a $500,000 Balance in Arizona","\u002Fmortgage-protection\u002Farizona\u002F500k","mortgage-protection\u002Farizona\u002F500k",{"title":343,"path":507,"stem":508,"children":509,"page":36},"\u002Fmortgage-protection\u002Fcalifornia","mortgage-protection\u002Fcalifornia",[510,514,518],{"title":511,"path":512,"stem":513},"Mortgage Protection for a $100,000 Balance in California","\u002Fmortgage-protection\u002Fcalifornia\u002F100k","mortgage-protection\u002Fcalifornia\u002F100k",{"title":515,"path":516,"stem":517},"Mortgage Protection for a $500,000 Balance in california","\u002Fmortgage-protection\u002Fcalifornia\u002F500k","mortgage-protection\u002Fcalifornia\u002F500k",{"title":519,"path":520,"stem":521},"Mortgage Protection for a $750,000 Balance in California","\u002Fmortgage-protection\u002Fcalifornia\u002F750k","mortgage-protection\u002Fcalifornia\u002F750k",{"title":523,"path":524,"stem":525,"children":526,"page":36},"Florida","\u002Fmortgage-protection\u002Fflorida","mortgage-protection\u002Fflorida",[527,531,535],{"title":528,"path":529,"stem":530},"Mortgage Protection for a $1,000,000 Balance in florida","\u002Fmortgage-protection\u002Fflorida\u002F1-million","mortgage-protection\u002Fflorida\u002F1-million",{"title":532,"path":533,"stem":534},"Mortgage Protection for a $100,000 Balance in florida","\u002Fmortgage-protection\u002Fflorida\u002F100k","mortgage-protection\u002Fflorida\u002F100k",{"title":536,"path":537,"stem":538},"Mortgage Protection for a $500,000 Balance in florida","\u002Fmortgage-protection\u002Fflorida\u002F500k","mortgage-protection\u002Fflorida\u002F500k",{"title":126,"path":540,"stem":541,"children":542,"page":36},"\u002Fmortgage-protection\u002Fohio","mortgage-protection\u002Fohio",[543,547,551,555],{"title":544,"path":545,"stem":546},"Mortgage Protection for a $1,000,000 Balance in ohio","\u002Fmortgage-protection\u002Fohio\u002F1-million","mortgage-protection\u002Fohio\u002F1-million",{"title":548,"path":549,"stem":550},"Mortgage Protection for a $250,000 Balance in Ohio","\u002Fmortgage-protection\u002Fohio\u002F250k","mortgage-protection\u002Fohio\u002F250k",{"title":552,"path":553,"stem":554},"Mortgage Protection for a $500,000 Balance in Ohio","\u002Fmortgage-protection\u002Fohio\u002F500k","mortgage-protection\u002Fohio\u002F500k",{"title":556,"path":557,"stem":558},"Mortgage Protection for a $750,000 Balance in ohio","\u002Fmortgage-protection\u002Fohio\u002F750k","mortgage-protection\u002Fohio\u002F750k",{"title":560,"path":561,"stem":562,"children":563,"page":36},"Texas","\u002Fmortgage-protection\u002Ftexas","mortgage-protection\u002Ftexas",[564,568,572,576,580],{"title":565,"path":566,"stem":567},"Mortgage Protection for a $1,000,000 Balance in texas","\u002Fmortgage-protection\u002Ftexas\u002F1-million","mortgage-protection\u002Ftexas\u002F1-million",{"title":569,"path":570,"stem":571},"Mortgage Protection for a $250,000 Balance in texas","\u002Fmortgage-protection\u002Ftexas\u002F250k","mortgage-protection\u002Ftexas\u002F250k",{"title":573,"path":574,"stem":575},"Mortgage Protection for a $500,000 Balance in Texas","\u002Fmortgage-protection\u002Ftexas\u002F500k","mortgage-protection\u002Ftexas\u002F500k",{"title":577,"path":578,"stem":579},"Mortgage Protection for a $750,000 Balance in Texas","\u002Fmortgage-protection\u002Ftexas\u002F750k","mortgage-protection\u002Ftexas\u002F750k",{"title":581,"path":582,"stem":583,"children":584,"page":36},"Self Employed","\u002Fmortgage-protection\u002Ftexas\u002Fself-employed","mortgage-protection\u002Ftexas\u002Fself-employed",[585],{"title":586,"path":587,"stem":588},"Mortgage Protection Insurance for Self-Employed Texas Homeowners","\u002Fmortgage-protection\u002Ftexas\u002Fself-employed\u002F250k","mortgage-protection\u002Ftexas\u002Fself-employed\u002F250k",{"title":590,"path":591,"stem":489,"children":592,"page":36},"Ortgage Protection","\u002Fortgage-protection",[593,605,614,623,629],{"title":185,"path":594,"stem":496,"children":595,"page":36},"\u002Fortgage-protection\u002Farizona",[596,599,602],{"title":597,"path":598,"stem":598},"Mortgage Protection for a $100,000 Balance in Arizona","mortgage-protection\u002Farizona\u002F100k",{"title":600,"path":601,"stem":601},"Mortgage Protection for a $250,000 Balance in arizona","mortgage-protection\u002Farizona\u002F250k",{"title":603,"path":604,"stem":604},"Mortgage Protection for a $750,000 Balance in arizona","mortgage-protection\u002Farizona\u002F750k",{"title":343,"path":606,"stem":508,"children":607,"page":36},"\u002Fortgage-protection\u002Fcalifornia",[608,611],{"title":609,"path":610,"stem":610},"Mortgage Protection for a $1,000,000 Balance in california","mortgage-protection\u002Fcalifornia\u002F1-million",{"title":612,"path":613,"stem":613},"Mortgage Protection for a $250,000 Balance in california","mortgage-protection\u002Fcalifornia\u002F250k",{"title":523,"path":615,"stem":525,"children":616,"page":36},"\u002Fortgage-protection\u002Fflorida",[617,620],{"title":618,"path":619,"stem":619},"Mortgage Protection for a $250,000 Balance in Florida","mortgage-protection\u002Fflorida\u002F250k",{"title":621,"path":622,"stem":622},"Mortgage Protection for a $750,000 Balance in Florida","mortgage-protection\u002Fflorida\u002F750k",{"title":126,"path":624,"stem":541,"children":625,"page":36},"\u002Fortgage-protection\u002Fohio",[626],{"title":627,"path":628,"stem":628},"Mortgage Protection for a $100,000 Balance in Ohio","mortgage-protection\u002Fohio\u002F100k",{"title":560,"path":630,"stem":562,"children":631,"page":36},"\u002Fortgage-protection\u002Ftexas",[632],{"title":633,"path":634,"stem":634},"Mortgage Protection for a $100,000 Balance in Texas","mortgage-protection\u002Ftexas\u002F100k",{"title":636,"path":637,"stem":638,"children":639},"Term Life","\u002Fterm-life","term-life",[640,643,673,694,719,744,765],{"title":641,"path":637,"stem":642},"Term Life Insurance","term-life\u002Findex",{"title":644,"path":645,"stem":646,"children":647,"page":36},"Age 30","\u002Fterm-life\u002Fage-30","term-life\u002Fage-30",[648,652,656,660,664],{"title":649,"path":650,"stem":651},"$1,000,000 term life at age 30","\u002Fterm-life\u002Fage-30\u002F1-million","term-life\u002Fage-30\u002F1-million",{"title":653,"path":654,"stem":655},"$2,000,000 term life at age 30","\u002Fterm-life\u002Fage-30\u002F2-million","term-life\u002Fage-30\u002F2-million",{"title":657,"path":658,"stem":659},"$250,000 term life at age 30","\u002Fterm-life\u002Fage-30\u002F250k","term-life\u002Fage-30\u002F250k",{"title":661,"path":662,"stem":663},"$500,000 term life at age 30","\u002Fterm-life\u002Fage-30\u002F500k","term-life\u002Fage-30\u002F500k",{"title":665,"path":666,"stem":667,"children":668,"page":36},"No Exam","\u002Fterm-life\u002Fage-30\u002Fno-exam","term-life\u002Fage-30\u002Fno-exam",[669],{"title":670,"path":671,"stem":672},"$100,000 term life at age 30, no exam","\u002Fterm-life\u002Fage-30\u002Fno-exam\u002F100k","term-life\u002Fage-30\u002Fno-exam\u002F100k",{"title":674,"path":675,"stem":676,"children":677,"page":36},"Age 40","\u002Fterm-life\u002Fage-40","term-life\u002Fage-40",[678,682,686],{"title":679,"path":680,"stem":681},"$1,000,000 term life at age 40","\u002Fterm-life\u002Fage-40\u002F1-million","term-life\u002Fage-40\u002F1-million",{"title":683,"path":684,"stem":685},"$250,000 term life at age 40","\u002Fterm-life\u002Fage-40\u002F250k","term-life\u002Fage-40\u002F250k",{"title":665,"path":687,"stem":688,"children":689,"page":36},"\u002Fterm-life\u002Fage-40\u002Fno-exam","term-life\u002Fage-40\u002Fno-exam",[690],{"title":691,"path":692,"stem":693},"$100,000 term life at age 40, no exam","\u002Fterm-life\u002Fage-40\u002Fno-exam\u002F100k","term-life\u002Fage-40\u002Fno-exam\u002F100k",{"title":695,"path":696,"stem":697,"children":698,"page":36},"Age 50","\u002Fterm-life\u002Fage-50","term-life\u002Fage-50",[699,703,707,711],{"title":700,"path":701,"stem":702},"$2,000,000 term life at age 50","\u002Fterm-life\u002Fage-50\u002F2-million","term-life\u002Fage-50\u002F2-million",{"title":704,"path":705,"stem":706},"$250,000 term life at age 50","\u002Fterm-life\u002Fage-50\u002F250k","term-life\u002Fage-50\u002F250k",{"title":708,"path":709,"stem":710},"$500,000 term life at age 50","\u002Fterm-life\u002Fage-50\u002F500k","term-life\u002Fage-50\u002F500k",{"title":665,"path":712,"stem":713,"children":714,"page":36},"\u002Fterm-life\u002Fage-50\u002Fno-exam","term-life\u002Fage-50\u002Fno-exam",[715],{"title":716,"path":717,"stem":718},"$100,000 term life at age 50, no exam","\u002Fterm-life\u002Fage-50\u002Fno-exam\u002F100k","term-life\u002Fage-50\u002Fno-exam\u002F100k",{"title":720,"path":721,"stem":722,"children":723,"page":36},"Age 60","\u002Fterm-life\u002Fage-60","term-life\u002Fage-60",[724],{"title":665,"path":725,"stem":726,"children":727,"page":36},"\u002Fterm-life\u002Fage-60\u002Fno-exam","term-life\u002Fage-60\u002Fno-exam",[728,732,736,740],{"title":729,"path":730,"stem":731},"$1,000,000 term life at age 60, no exam","\u002Fterm-life\u002Fage-60\u002Fno-exam\u002F1-million","term-life\u002Fage-60\u002Fno-exam\u002F1-million",{"title":733,"path":734,"stem":735},"$2,000,000 term life at age 60, no exam","\u002Fterm-life\u002Fage-60\u002Fno-exam\u002F2-million","term-life\u002Fage-60\u002Fno-exam\u002F2-million",{"title":737,"path":738,"stem":739},"$250,000 term life at age 60, no exam","\u002Fterm-life\u002Fage-60\u002Fno-exam\u002F250k","term-life\u002Fage-60\u002Fno-exam\u002F250k",{"title":741,"path":742,"stem":743},"$500,000 term life at age 60, no exam","\u002Fterm-life\u002Fage-60\u002Fno-exam\u002F500k","term-life\u002Fage-60\u002Fno-exam\u002F500k",{"title":745,"path":746,"stem":747,"children":748,"page":36},"Age 70","\u002Fterm-life\u002Fage-70","term-life\u002Fage-70",[749],{"title":665,"path":750,"stem":751,"children":752,"page":36},"\u002Fterm-life\u002Fage-70\u002Fno-exam","term-life\u002Fage-70\u002Fno-exam",[753,757,761],{"title":754,"path":755,"stem":756},"$1,000,000 term life at age 70, no exam","\u002Fterm-life\u002Fage-70\u002Fno-exam\u002F1-million","term-life\u002Fage-70\u002Fno-exam\u002F1-million",{"title":758,"path":759,"stem":760},"$100,000 term life at age 70, no exam","\u002Fterm-life\u002Fage-70\u002Fno-exam\u002F100k","term-life\u002Fage-70\u002Fno-exam\u002F100k",{"title":762,"path":763,"stem":764},"$500,000 term life at age 70, no exam","\u002Fterm-life\u002Fage-70\u002Fno-exam\u002F500k","term-life\u002Fage-70\u002Fno-exam\u002F500k",{"title":523,"path":766,"stem":767,"children":768,"page":36},"\u002Fterm-life\u002Fflorida","term-life\u002Fflorida",[769],{"title":665,"path":770,"stem":771,"children":772,"page":36},"\u002Fterm-life\u002Fflorida\u002Fno-exam","term-life\u002Fflorida\u002Fno-exam",[773],{"title":774,"path":775,"stem":776,"children":777,"page":36},"20 Year","\u002Fterm-life\u002Fflorida\u002Fno-exam\u002F20-year","term-life\u002Fflorida\u002Fno-exam\u002F20-year",[778],{"title":779,"path":780,"stem":781},"20-Year No-Exam Term Life Insurance for $500,000 in Florida","\u002Fterm-life\u002Fflorida\u002Fno-exam\u002F20-year\u002F500k","term-life\u002Fflorida\u002Fno-exam\u002F20-year\u002F500k",{"title":783,"path":784,"stem":638,"children":785,"page":36},"Erm Life","\u002Ferm-life",[786,795,801,810],{"title":674,"path":787,"stem":676,"children":788,"page":36},"\u002Ferm-life\u002Fage-40",[789,792],{"title":790,"path":791,"stem":791},"$2,000,000 term life at age 40","term-life\u002Fage-40\u002F2-million",{"title":793,"path":794,"stem":794},"$500,000 term life at age 40","term-life\u002Fage-40\u002F500k",{"title":695,"path":796,"stem":697,"children":797,"page":36},"\u002Ferm-life\u002Fage-50",[798],{"title":799,"path":800,"stem":800},"$1,000,000 term life at age 50","term-life\u002Fage-50\u002F1-million",{"title":720,"path":802,"stem":722,"children":803,"page":36},"\u002Ferm-life\u002Fage-60",[804],{"title":665,"path":805,"stem":726,"children":806,"page":36},"\u002Ferm-life\u002Fage-60\u002Fno-exam",[807],{"title":808,"path":809,"stem":809},"$100,000 term life at age 60, no exam","term-life\u002Fage-60\u002Fno-exam\u002F100k",{"title":745,"path":811,"stem":747,"children":812,"page":36},"\u002Ferm-life\u002Fage-70",[813],{"title":665,"path":814,"stem":751,"children":815,"page":36},"\u002Ferm-life\u002Fage-70\u002Fno-exam",[816,819],{"title":817,"path":818,"stem":818},"$2,000,000 term life at age 70, no exam","term-life\u002Fage-70\u002Fno-exam\u002F2-million",{"title":820,"path":821,"stem":821},"$250,000 term life at age 70, no exam","term-life\u002Fage-70\u002Fno-exam\u002F250k",{"id":823,"title":762,"addons":824,"age_band":825,"audience":825,"author":331,"body":826,"citations":951,"compliance":825,"coverage_amount":825,"cta":958,"description":825,"estimated_cost":959,"extension":965,"faq":966,"head":825,"intent":825,"kind":967,"last_reviewed":968,"meta":969,"navigation":970,"ogImage":825,"path":763,"query_term":971,"related_paths":972,"reviewed_by":825,"robots":825,"schemaOrg":825,"seo":973,"sitemap":974,"state":825,"stem":764,"term_length":825,"type":825,"underwriting":825,"unique_hooks":975,"__hash__":976},"content\u002Fterm-life\u002Fage-70\u002Fno-exam\u002F500k.md",[],null,{"type":827,"value":828,"toc":935},"minimark",[829,834,838,841,845,848,851,855,858,861,865,868,871,875,878,881,884,888,893,896,900,903,907,910,914],[830,831,833],"h2",{"id":832},"direct-answer","Direct answer",[835,836,837],"p",{},"A $500,000 term policy at age 70 with no exam is a high-bar request. At that face amount, the most common path is a fuller underwriting review, even when the carrier can skip the paramedical visit. The frozen monthly range for this job is $91 to $135, with the midpoint near $111.",[835,839,840],{},"At age 70, $500,000 is usually used for a spouse’s income bridge, estate liquidity, a mortgage or lien payoff, or a business obligation that needs temporary protection.",[830,842,844],{"id":843},"who-this-permutation-is-for","Who this permutation is for",[835,846,847],{},"This fits a 70-year-old who needs a large temporary death benefit and can handle more carrier review than a smaller policy would require.",[835,849,850],{},"It also fits someone who wants the face amount held steady during a set term and who can document income, assets, and the reason for the coverage amount if asked.",[830,852,854],{"id":853},"what-changes-the-price-or-payout","What changes the price or payout",[835,856,857],{},"The biggest price drivers are health class, nicotine use, prescription history, build, driving record, and the term length the carrier will offer at age 70.",[835,859,860],{},"The payout is the same level death benefit the policy was issued for, but the no-exam path does not change the coverage amount or weaken the carrier’s review. A cleaner file can open more carrier options and a wider price band.",[830,862,864],{"id":863},"underwriting-eligibility-for-these-parameters","Underwriting \u002F eligibility for these parameters",[835,866,867],{},"Exam likelihood for age 70 at $500,000 is high. A no-exam carrier often leans on prescription data, identity checks, MIB data, motor vehicle records, and sometimes attending physician records or labs if the file needs more support.",[835,869,870],{},"No-exam data checks at age 70 for 500k are usually stronger than the checks for a smaller benefit amount because the carrier needs enough detail to price a larger temporary risk. No-exam means no paramedical visit in the process; it does not mean broad approval.",[830,872,874],{"id":873},"when-it-is-a-bad-fit","When it is a bad fit",[835,876,877],{},"It is a bad fit when the goal is a very quick decision with minimal carrier review, because $500,000 at age 70 often draws a deeper file check.",[835,879,880],{},"It is also a bad fit when the household only needs a smaller death benefit, since a lower amount can fit more carrier bands and can be easier to place without an exam.",[835,882,883],{},"If health history is uneven and the term needs to be long, the monthly cost can move up fast or the offer can narrow.",[830,885,887],{"id":886},"faqs","FAQs",[889,890,892],"h3",{"id":891},"can-a-70-year-old-get-500000-term-without-an-exam","Can a 70-year-old get $500,000 term without an exam?",[835,894,895],{},"Sometimes, but the carrier often asks for more records at that face amount. The no-exam path is more common when the health file, prescription history, and coverage justification line up cleanly.",[889,897,899],{"id":898},"what-does-no-exam-underwriting-check-at-age-70","What does no-exam underwriting check at age 70?",[835,901,902],{},"It usually checks prescriptions, identity, MIB data, driving history, and sometimes attending physician records or labs. The carrier is looking for enough detail to price the policy without a paramedical visit.",[889,904,906],{"id":905},"is-500000-usually-the-right-amount-at-age-70","Is $500,000 usually the right amount at age 70?",[835,908,909],{},"It can be right for a spouse support need, an estate liquidity need, or a business obligation. If the goal is smaller, a lower face amount can open more carrier choices and may fit the household better.",[830,911,913],{"id":912},"related-paths","Related paths",[915,916,917,924,929],"ul",{},[918,919,920],"li",{},[921,922,923],"a",{"href":637},"Term life hub",[918,925,926],{},[921,927,928],{"href":755},"Age 70 with $1 million",[918,930,931],{},[921,932,934],{"href":933},"\u002Fterm-life\u002Fage-70\u002Fno-exam\u002F250k","Age 70 with $250k",{"title":936,"searchDepth":937,"depth":937,"links":938},"",2,[939,940,941,942,943,944,950],{"id":832,"depth":937,"text":833},{"id":843,"depth":937,"text":844},{"id":853,"depth":937,"text":854},{"id":863,"depth":937,"text":864},{"id":873,"depth":937,"text":874},{"id":886,"depth":937,"text":887,"children":945},[946,948,949],{"id":891,"depth":947,"text":892},3,{"id":898,"depth":947,"text":899},{"id":905,"depth":947,"text":906},{"id":912,"depth":937,"text":913},[952,955],{"title":953,"url":954},"NAIC — Life insurance","https:\u002F\u002Fcontent.naic.org\u002Fcipr-topics\u002Flife-insurance",{"title":956,"url":957},"CFPB — Life insurance","https:\u002F\u002Fwww.consumerfinance.gov\u002Fconsumer-tools\u002Flife-insurance\u002F","\u002Fquote",{"base_monthly":960,"min_monthly":961,"max_monthly":962,"noise_pct":963,"agitator_seed":764,"update_ms":964},111,91,135,0.06,1800,"md",[],"policy","2026-09-14",{},true,"term life insurance 70 year old 500k no exam",[],{"title":762},{"loc":763},[],"sxkfhJe8_2tQrYliT-XJFiOKmeQPkZGfVthNdISRQ1A",[],1789440051512]